Skip to content

Getting the Amazon Pay ICICI Bank credit card

Reading Time: 2 minutes

Back in October 2018, I’d come across an article in the ET about launch of a co-branded Amazon Pay ICICI Bank credit card. The article also mentioned that this card would be offered on an invite-only basis, starting with existing customers of the bank (I already have an ICICI Bank credit card). Some of the features and benefits of the Amazon Pay ICICI Bank credit card are:

– Lifetime Free (no joining or annual fee)
– No surcharge on fuel purchases
– Unlimited Reward Points
– 5% Reward Points on Amazon.in (for Prime members)
– 2% Reward Points on Amazon.in flight bookings, recharges and bill payments
– 1% Reward Points on all other shopping and payments
– Rs.750 cashback on application and approval (for Prime members), added to Amazon Pay balance

1 Reward Point = 1 Rupee, credited each month as Amazon Pay balance.

Got a notification and clicking on it opened up this screen with the “Exclusive” invite to get the credit card, with a promise to “generate” the card in 3 minutes.

Amazon Pay ICICI Bank Credit Card Invite

For a moment I was actually mulling over whether to get an additional credit card. The advantage here was there would be no hard inquiry with the credit bureau since I already had an ICICI Bank credit card. The existing credit limit on that card would be shared between both these cards. Decided to go ahead.

Had to input my existing ICICI Bank credit card number and confirm my contact information, and sure enough, the virtual credit card number with CVV was generated immediately along with confirmation that the physical credit card would be delivered within 7 working days. My only peeve here was that the last 4 digits were the same as on my existing card, as it becomes difficult to track those spends separately on an expense tracker, like Walnut App. Checked with some other friends and colleagues, and they said last 4 digits were different on their ICICI bank credit cards. Weird.

Amazon Pay ICICI Bank credit cardThis is good for those who shop frequently on Amazon and one good thing is that cashback is credited to your Amazon Pay balance unlike the regular ICICI Bank Platinum credit card which transfers points to Payback.

I guess the flow and application process is likely to be slightly different once they begin offering the card to non-existing customers which is a huge market. Click here to check if you have an invite for the Amazon Pay ICICI Bank credit card.

Have you applied for this card? How has your experience been so far?

%d bloggers like this:
Read previous post:
K - Korean cuisine in Pune
K, Aundh – a must visit for Korean cuisine in Pune

Reading Time: 2 minutes Fresh into the new year, and lunch plans were made for a visit to the famed...

Close